《旅游情景英语口语会话之购买健康保险(2)》歌词

[00:00:00] 旅游情景英语口语会话之购买健康保险(2)-英语口语
[00:00:00] I am calling to purchase health insurance.
[00:00:02] Do you have health insurance now?
[00:00:05] I was on my parents ?policy, but I need to start buying my own.
[00:00:10] You can purchase an HMO or a PPO.
[00:00:13] Do you know what you want?
[00:00:15] I don't know what I want.
[00:00:17] Let me explain it to you.
[00:00:19] An HMO is a little cheaper, but you can only choose certain doctors.
[00:00:23] When I go to the doctor,
[00:00:25] do I pay the same out of-pocket expenses for a PPO?
[00:00:29] The payments are a little lower for an HMO as long as you go to their doctors.
[00:00:34] How much will a PPO cost me per month?
[00:00:37] We need to factor in many things.
[00:00:40] Why don't you come in, and we will have you fill out a questionnaire.
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